Branch Microfinance Bank
Save and transfer money, pay bills and get instant mobile loans of up to Ksh 300,000. Better than your bank.
Regulated by CBK 
Save and transfer money, pay bills and get instant mobile loans of up to Ksh 300,000. Better than your bank.
Regulated by CBK
We designed our loan process to fit your needs and help you grow. As you build credit with Branch, you unlock larger loan amounts.
With the Branch Wallet, you can send and receive payments from your friends and family.
Easily pay bills and purchase airtime and data bundles direct from your Branch Wallet. Transact on the go and enjoy instant purchases.
Unlike other lenders, we don't make you jump through hoops or fill out paperwork. Simply apply through the Branch app and get approved in under 24 hours.
Market leading interest rates make your money go further. We offer flexible withdrawals so that you can access your money anytime, anywhere.
We’re fully transparent. We don’t include additional costs or charges that are not disclosed upfront.
All the data we use is encrypted and protected.
We have strict policies in place that ensure our methods are properly communicated and customer data is always secure.
We never sell customer data or share customer contacts with third parties.
We do not condone any aggressive debt collection practices, including debt shaming.
If you experience any form of harassment, please report the issue to us immediately via in-app chat.
“Since I joined Branch my life has changed and I'm able to my manage my business better. I use my loans to pay my workers and buy construction materials. I'm now at the Ksh 50,000 loan limit!”
– Caroline N., Kisumu